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TrueCOLA Project, the true cost of living: a laptop showing cost of living by state, household income against essential costs, and essential cost categories, for 50 states, 435 districts, and more than 26,000 ZIP codes.

August 2026 · CA

California

Current published state margins from the monthly report. District pages for California are listed below.

August 2026 median household renter margin -$1,282 per month.

In August 2026, the renter margin in California is highest for the Senior couple 65+ group at -$771 per month and lowest for the Two Social Security group at -$5,080. The median household renter margin here is -$1,282, compared with a national figure of -$959.

Monthly margins by income group

Income groupRenterOwner blendedOwner with mortgageOwner paid off
One adult-$3,260-$2,815-$3,484-$1,311
Two adults-$2,565-$2,120-$2,789-$616
Median household-$1,282-$838-$1,506+$666
Senior 65+-$871-$426-$1,095+$1,077
Senior couple 65+-$771-$326-$995+$1,178
Social Security-$4,036-$3,592-$4,260-$2,088
Two Social Security-$5,080-$4,636-$5,304-$3,132

California on the map

California across published months

Median household renter margin changed by -$20 from July 2026 to August 2026. Both figures are the published monthly values.

EditionMedian renter marginDated report
August 2026-$1,282August 2026 dated page
July 2026-$1,262July 2026 dated page
June 2026-$1,260June 2026 dated page

Districts in California

Median household margins for each congressional district in California, August 2026. Each district page shows every income group, the change from the prior month, and past editions.

DistrictRepresentativeRenterOwner blended
CA-1James Gallagher-$1,677-$1,416
CA-2Jared Huffman-$1,401-$601
CA-3Kevin Kiley-$588-$268
CA-4Mike Thompson-$1,223-$658
CA-5Tom McClintock-$930-$677
CA-6Ami Bera-$1,159-$977
CA-7Doris O. Matsui-$885-$603
CA-8John Garamendi-$997-$779
CA-9Josh Harder-$1,085-$855
CA-10Mark DeSaulnier+$1,212+$1,164
CA-11Nancy Pelosi-$287+$627
CA-12Lateefah Simon-$491-$720
CA-13Adam Gray-$1,991-$1,584
CA-14Aisha Wahab+$721+$872
CA-15Kevin Mullin+$335+$979
CA-16Sam T. Liccardo+$1,333+$1,696
CA-17Ro Khanna+$1,974+$2,533
CA-18Zoe Lofgren-$1,363-$712
CA-19Jimmy Panetta-$440+$242
CA-20Vince Fong-$875-$760
CA-21Jim Costa-$2,035-$1,727
CA-22David G. Valadao-$2,376-$2,042
CA-23Jay Obernolte-$1,788-$1,361
CA-24Salud O. Carbajal-$1,691-$664
CA-25Raul Ruiz-$2,264-$1,686
CA-26Julia Brownley-$648-$229
CA-27George Whitesides-$1,081-$742
CA-28Judy Chu-$992-$527
CA-29Luz M. Rivas-$2,234-$2,058
CA-30Laura Friedman-$1,562-$1,792
CA-31Gilbert Ray Cisneros, Jr.-$1,543-$989
CA-32Brad Sherman-$769-$1,148
CA-33Pete Aguilar-$1,607-$1,124
CA-34Jimmy Gomez-$2,654-$2,547
CA-35Norma J. Torres-$1,627-$1,002
CA-36Ted Lieu-$294-$150
CA-37Sydney Kamlager-Dove-$2,566-$2,404
CA-38Linda T. Sánchez-$1,272-$683
CA-39Mark Takano-$1,409-$845
CA-40Young Kim+$44+$531
CA-41Ken Calvert-$1,019-$576
CA-42Robert Garcia-$1,748-$1,603
CA-43Maxine Waters-$2,216-$1,882
CA-44Nanette Diaz Barragán-$1,678-$1,298
CA-45Derek Tran-$1,028-$383
CA-46J. Luis Correa-$1,770-$1,131
CA-47Dave Min-$451+$183
CA-48Darrell Issa-$505-$318
CA-49Mike Levin-$715-$105
CA-50Scott H. Peters-$489-$336
CA-51Sara Jacobs-$975-$601
CA-52Juan Vargas-$1,824-$1,400

What these numbers mean

The margin is net income minus required costs. The margin is not an inflation rate and does not replace the CPI. A negative margin means the required monthly costs are larger than net income after taxes.

The renter column uses current asking rent. The owner columns use housing costs for homeowners: with a mortgage, with the home paid off, and a blend of the two. The basket is a market-price standard: current asking rent and unsubsidized average marketplace premiums. It can run above what a settled household pays, and the methodology states this.

Read the full method on the methodology page, compare other states on the list of all states, or open the district map.