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TrueCOLA Project, the true cost of living: a laptop showing cost of living by state, household income against essential costs, and essential cost categories, for 50 states, 435 districts, and more than 26,000 ZIP codes.

August 2026 · FL

Florida

Current published state margins from the monthly report. District pages for Florida are listed below.

August 2026 median household renter margin -$1,624 per month.

In August 2026, the renter margin in Florida is highest for the Senior 65+ group at -$851 per month and lowest for the Two Social Security group at -$4,133. The median household renter margin here is -$1,624, compared with a national figure of -$959.

Monthly margins by income group

Income groupRenterOwner blendedOwner with mortgageOwner paid off
One adult-$2,891-$2,127-$2,759-$1,447
Two adults-$2,479-$1,714-$2,347-$1,035
Median household-$1,624-$860-$1,492-$181
Senior 65+-$851-$87-$719+$593
Senior couple 65+-$987-$223-$855+$457
Social Security-$3,236-$2,472-$3,105-$1,793
Two Social Security-$4,133-$3,369-$4,001-$2,689

Florida on the map

Florida across published months

Median household renter margin changed by -$2 from July 2026 to August 2026. Both figures are the published monthly values.

EditionMedian renter marginDated report
August 2026-$1,624August 2026 dated page
July 2026-$1,622July 2026 dated page
June 2026-$1,620June 2026 dated page

Districts in Florida

Median household margins for each congressional district in Florida, August 2026. Each district page shows every income group, the change from the prior month, and past editions.

DistrictRepresentativeRenterOwner blended
FL-1Jimmy Patronis-$1,115-$605
FL-2Neal P. Dunn-$1,666-$1,132
FL-3Kat Cammack-$1,940-$1,255
FL-4Aaron Bean-$1,291-$932
FL-5John H. Rutherford-$300-$200
FL-6Randy Fine-$1,786-$1,081
FL-7Cory Mills-$934-$432
FL-8Mike Haridopolos-$1,252-$540
FL-9Darren Soto-$1,380-$952
FL-10Maxwell Frost-$1,472-$1,114
FL-11Daniel Webster-$944-$185
FL-12Gus M. Bilirakis-$1,850-$1,040
FL-13Anna Paulina Luna-$1,595-$826
FL-14Kathy Castor-$1,447-$881
FL-15Laurel M. Lee-$1,407-$919
FL-16Vern Buchanan-$910-$337
FL-17W. Gregory Steube-$1,435-$587
FL-18Scott Franklin-$2,048-$1,232
FL-19Byron Donalds-$1,218-$512
FL-20Vacant-$2,492-$1,651
FL-21Brian J. Mast-$1,526-$560
FL-22Lois Frankel-$1,708-$688
FL-23Jared Moskowitz-$1,483-$701
FL-24Frederica S. Wilson-$2,749-$1,845
FL-25Debbie Wasserman Schultz-$1,480-$727
FL-26Mario Diaz-Balart-$2,185-$1,120
FL-27Maria Elvira Salazar-$2,146-$1,194
FL-28Carlos A. Gimenez-$2,043-$1,006

What these numbers mean

The margin is net income minus required costs. The margin is not an inflation rate and does not replace the CPI. A negative margin means the required monthly costs are larger than net income after taxes.

The renter column uses current asking rent. The owner columns use housing costs for homeowners: with a mortgage, with the home paid off, and a blend of the two. The basket is a market-price standard: current asking rent and unsubsidized average marketplace premiums. It can run above what a settled household pays, and the methodology states this.

Read the full method on the methodology page, compare other states on the list of all states, or open the district map.