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TrueCOLA Project, the true cost of living: a laptop showing cost of living by state, household income against essential costs, and essential cost categories, for 50 states, 435 districts, and more than 26,000 ZIP codes.

August 2026 · HI

Hawaii

Current published state margins from the monthly report. District pages for Hawaii are listed below.

August 2026 median household renter margin -$1,324 per month.

In August 2026, the renter margin in Hawaii is highest for the Senior couple 65+ group at +$551 per month and lowest for the Two Social Security group at -$4,924. The median household renter margin here is -$1,324, compared with a national figure of -$959.

Monthly margins by income group

Income groupRenterOwner blendedOwner with mortgageOwner paid off
One adult-$3,564-$2,734-$3,650-$1,430
Two adults-$3,063-$2,233-$3,149-$929
Median household-$1,324-$494-$1,410+$810
Senior 65++$38+$868-$48+$2,172
Senior couple 65++$551+$1,381+$465+$2,685
Social Security-$4,014-$3,184-$4,099-$1,880
Two Social Security-$4,924-$4,094-$5,010-$2,791

Hawaii on the map

Hawaii across published months

Median household renter margin changed by +$24 from July 2026 to August 2026. Both figures are the published monthly values.

EditionMedian renter marginDated report
August 2026-$1,324August 2026 dated page
July 2026-$1,348July 2026 dated page
June 2026-$1,346June 2026 dated page

Districts in Hawaii

Median household margins for each congressional district in Hawaii, August 2026. Each district page shows every income group, the change from the prior month, and past editions.

DistrictRepresentativeRenterOwner blended
HI-1Ed Case-$1,014-$496
HI-2Jill N. Tokuda-$1,718-$540

What these numbers mean

The margin is net income minus required costs. The margin is not an inflation rate and does not replace the CPI. A negative margin means the required monthly costs are larger than net income after taxes.

The renter column uses current asking rent. The owner columns use housing costs for homeowners: with a mortgage, with the home paid off, and a blend of the two. The basket is a market-price standard: current asking rent and unsubsidized average marketplace premiums. It can run above what a settled household pays, and the methodology states this.

Read the full method on the methodology page, compare other states on the list of all states, or open the district map.