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TrueCOLA Project, the true cost of living: a laptop showing cost of living by state, household income against essential costs, and essential cost categories, for 50 states, 435 districts, and more than 26,000 ZIP codes.

August 2026 · IL

Illinois

Current published state margins from the monthly report. District pages for Illinois are listed below.

August 2026 median household renter margin -$1,056 per month.

In August 2026, the renter margin in Illinois is highest for the Senior couple 65+ group at -$296 per month and lowest for the Two Social Security group at -$3,689. The median household renter margin here is -$1,056, compared with a national figure of -$959.

Monthly margins by income group

Income groupRenterOwner blendedOwner with mortgageOwner paid off
One adult-$2,423-$2,064-$2,587-$1,367
Two adults-$1,906-$1,546-$2,070-$850
Median household-$1,056-$697-$1,220$0
Senior 65+-$537-$178-$701+$519
Senior couple 65+-$296+$63-$461+$759
Social Security-$2,834-$2,474-$2,998-$1,778
Two Social Security-$3,689-$3,330-$3,854-$2,634

Illinois on the map

Illinois across published months

Median household renter margin changed by -$1 from July 2026 to August 2026. Both figures are the published monthly values.

EditionMedian renter marginDated report
August 2026-$1,056August 2026 dated page
July 2026-$1,055July 2026 dated page
June 2026-$1,054June 2026 dated page

Districts in Illinois

Median household margins for each congressional district in Illinois, August 2026. Each district page shows every income group, the change from the prior month, and past editions.

DistrictRepresentativeRenterOwner blended
IL-1Jonathan L. Jackson-$1,486-$1,401
IL-2Robin L. Kelly-$1,805-$1,460
IL-3Delia C. Ramirez-$895-$733
IL-4Jesús G. "Chuy" García-$1,197-$1,121
IL-5Mike Quigley+$290+$382
IL-6Sean Casten-$374+$27
IL-7Danny K. Davis-$1,195-$979
IL-8Raja Krishnamoorthi-$387-$89
IL-9Janice D. Schakowsky-$681-$522
IL-10Bradley Scott Schneider+$5+$238
IL-11Bill Foster+$87+$386
IL-12Mike Bost-$1,151-$989
IL-13Nikki Budzinski-$1,585-$1,362
IL-14Lauren Underwood-$461-$254
IL-15Mary E. Miller-$851-$746
IL-16Darin LaHood-$542-$388
IL-17Eric Sorensen-$1,761-$1,547

What these numbers mean

The margin is net income minus required costs. The margin is not an inflation rate and does not replace the CPI. A negative margin means the required monthly costs are larger than net income after taxes.

The renter column uses current asking rent. The owner columns use housing costs for homeowners: with a mortgage, with the home paid off, and a blend of the two. The basket is a market-price standard: current asking rent and unsubsidized average marketplace premiums. It can run above what a settled household pays, and the methodology states this.

Read the full method on the methodology page, compare other states on the list of all states, or open the district map.