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TrueCOLA Project, the true cost of living: a laptop showing cost of living by state, household income against essential costs, and essential cost categories, for 50 states, 435 districts, and more than 26,000 ZIP codes.

August 2026 · MI

Michigan

Current published state margins from the monthly report. District pages for Michigan are listed below.

August 2026 median household renter margin -$806 per month.

In August 2026, the renter margin in Michigan is highest for the Senior 65+ group at -$343 per month and lowest for the Two Social Security group at -$3,302. The median household renter margin here is -$806, compared with a national figure of -$959.

Monthly margins by income group

Income groupRenterOwner blendedOwner with mortgageOwner paid off
One adult-$2,134-$1,778-$2,249-$1,271
Two adults-$1,733-$1,377-$1,849-$870
Median household-$806-$450-$921+$57
Senior 65+-$343+$13-$459+$520
Senior couple 65+-$422-$66-$537+$441
Social Security-$2,437-$2,081-$2,552-$1,574
Two Social Security-$3,302-$2,946-$3,417-$2,439

Michigan on the map

Michigan across published months

Median household renter margin changed by -$7 from July 2026 to August 2026. Both figures are the published monthly values.

EditionMedian renter marginDated report
August 2026-$806August 2026 dated page
July 2026-$799July 2026 dated page
June 2026-$797June 2026 dated page

Districts in Michigan

Median household margins for each congressional district in Michigan, August 2026. Each district page shows every income group, the change from the prior month, and past editions.

DistrictRepresentativeRenterOwner blended
MI-1Jack Bergman-$1,409-$633
MI-2John R. Moolenaar-$1,011-$569
MI-3Hillary J. Scholten-$563-$161
MI-4Bill Huizenga-$601-$342
MI-5Tim Walberg-$550-$467
MI-6Debbie Dingell+$306+$510
MI-7Tom Barrett-$313-$133
MI-8Kristen McDonald Rivet-$982-$846
MI-9Lisa C. McClain-$207+$113
MI-10John James-$655-$356
MI-11Haley M. Stevens+$96+$315
MI-12Rashida Tlaib-$1,593-$1,200
MI-13Shri Thanedar-$2,058-$1,550

What these numbers mean

The margin is net income minus required costs. The margin is not an inflation rate and does not replace the CPI. A negative margin means the required monthly costs are larger than net income after taxes.

The renter column uses current asking rent. The owner columns use housing costs for homeowners: with a mortgage, with the home paid off, and a blend of the two. The basket is a market-price standard: current asking rent and unsubsidized average marketplace premiums. It can run above what a settled household pays, and the methodology states this.

Read the full method on the methodology page, compare other states on the list of all states, or open the district map.