August 2026 · NJ
New Jersey
Current published state margins from the monthly report. District pages for New Jersey are listed below.
August 2026 median household renter margin -$641 per month.
In August 2026, the renter margin in New Jersey is highest for the Senior couple 65+ group at -$98 per month and lowest for the Two Social Security group at -$4,742. The median household renter margin here is -$641, compared with a national figure of -$959.
Monthly margins by income group
| Income group | Renter | Owner blended | Owner with mortgage | Owner paid off |
|---|---|---|---|---|
| One adult | -$2,653 | -$2,338 | -$2,974 | -$1,353 |
| Two adults | -$1,644 | -$1,330 | -$1,966 | -$345 |
| Median household | -$641 | -$326 | -$962 | +$659 |
| Senior 65+ | -$560 | -$246 | -$882 | +$739 |
| Senior couple 65+ | -$98 | +$216 | -$420 | +$1,201 |
| Social Security | -$3,729 | -$3,415 | -$4,051 | -$2,430 |
| Two Social Security | -$4,742 | -$4,428 | -$5,064 | -$3,443 |
New Jersey on the map
New Jersey across published months
Median household renter margin changed by -$18 from July 2026 to August 2026. Both figures are the published monthly values.
| Edition | Median renter margin | Dated report |
|---|---|---|
| August 2026 | -$641 | August 2026 dated page |
| July 2026 | -$623 | July 2026 dated page |
| June 2026 | -$621 | June 2026 dated page |
Districts in New Jersey
Median household margins for each congressional district in New Jersey, August 2026. Each district page shows every income group, the change from the prior month, and past editions.
| District | Representative | Renter | Owner blended |
|---|---|---|---|
| NJ-1 | Donald Norcross | -$806 | -$603 |
| NJ-2 | Jefferson Van Drew | -$1,164 | -$806 |
| NJ-3 | Herbert C. Conaway, Jr. | +$180 | +$546 |
| NJ-4 | Christopher H. Smith | -$1,201 | -$324 |
| NJ-5 | Josh Gottheimer | +$342 | +$838 |
| NJ-6 | Frank Pallone, Jr. | -$701 | -$235 |
| NJ-7 | Thomas H. Kean, Jr. | +$1,023 | +$1,134 |
| NJ-8 | Robert Menendez | -$1,721 | -$1,499 |
| NJ-9 | Nellie Pou | -$1,385 | -$1,345 |
| NJ-10 | LaMonica McIver | -$1,981 | -$2,124 |
| NJ-11 | Analilia Mejia | +$915 | +$892 |
| NJ-12 | Bonnie Watson Coleman | -$20 | +$184 |
What these numbers mean
The margin is net income minus required costs. The margin is not an inflation rate and does not replace the CPI. A negative margin means the required monthly costs are larger than net income after taxes.
The renter column uses current asking rent. The owner columns use housing costs for homeowners: with a mortgage, with the home paid off, and a blend of the two. The basket is a market-price standard: current asking rent and unsubsidized average marketplace premiums. It can run above what a settled household pays, and the methodology states this.
Read the full method on the methodology page, compare other states on the list of all states, or open the district map.