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TrueCOLA Project, the true cost of living: a laptop showing cost of living by state, household income against essential costs, and essential cost categories, for 50 states, 435 districts, and more than 26,000 ZIP codes.

August 2026 · TN

Tennessee

Current published state margins from the monthly report. District pages for Tennessee are listed below.

August 2026 median household renter margin -$1,192 per month.

In August 2026, the renter margin in Tennessee is highest for the Senior 65+ group at -$468 per month and lowest for the Two Social Security group at -$3,298. The median household renter margin here is -$1,192, compared with a national figure of -$959.

Monthly margins by income group

Income groupRenterOwner blendedOwner with mortgageOwner paid off
One adult-$2,348-$1,813-$2,351-$1,239
Two adults-$2,133-$1,598-$2,136-$1,023
Median household-$1,192-$658-$1,196-$83
Senior 65+-$468+$67-$472+$641
Senior couple 65+-$589-$55-$593+$520
Social Security-$2,449-$1,915-$2,453-$1,340
Two Social Security-$3,298-$2,764-$3,302-$2,189

Tennessee on the map

Tennessee across published months

Median household renter margin changed by -$12 from July 2026 to August 2026. Both figures are the published monthly values.

EditionMedian renter marginDated report
August 2026-$1,192August 2026 dated page
July 2026-$1,180July 2026 dated page
June 2026-$1,178June 2026 dated page

Districts in Tennessee

Median household margins for each congressional district in Tennessee, August 2026. Each district page shows every income group, the change from the prior month, and past editions.

DistrictRepresentativeRenterOwner blended
TN-1Diana Harshbarger-$1,866-$1,114
TN-2Tim Burchett-$1,190-$452
TN-3Charles J. "Chuck" Fleischmann-$1,130-$561
TN-4Scott DesJarlais-$1,282-$609
TN-5Andrew Ogles+$121+$334
TN-6John W. Rose-$1,341-$652
TN-7Matt Van Epps-$976-$416
TN-8David Kustoff-$1,121-$629
TN-9Steve Cohen-$1,824-$1,644

What these numbers mean

The margin is net income minus required costs. The margin is not an inflation rate and does not replace the CPI. A negative margin means the required monthly costs are larger than net income after taxes.

The renter column uses current asking rent. The owner columns use housing costs for homeowners: with a mortgage, with the home paid off, and a blend of the two. The basket is a market-price standard: current asking rent and unsubsidized average marketplace premiums. It can run above what a settled household pays, and the methodology states this.

Read the full method on the methodology page, compare other states on the list of all states, or open the district map.