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TrueCOLA Project, the true cost of living: a laptop showing cost of living by state, household income against essential costs, and essential cost categories, for 50 states, 435 districts, and more than 26,000 ZIP codes.

August 2026 · TX

Texas

Current published state margins from the monthly report. District pages for Texas are listed below.

August 2026 median household renter margin -$480 per month.

In August 2026, the renter margin in Texas is highest for the Senior 65+ group at -$165 per month and lowest for the Two Social Security group at -$3,406. The median household renter margin here is -$480, compared with a national figure of -$959.

Monthly margins by income group

Income groupRenterOwner blendedOwner with mortgageOwner paid off
One adult-$2,197-$2,095-$2,798-$1,356
Two adults-$1,807-$1,705-$2,409-$966
Median household-$480-$378-$1,081+$362
Senior 65+-$165-$64-$767+$676
Senior couple 65+-$220-$118-$822+$621
Social Security-$2,515-$2,414-$3,117-$1,674
Two Social Security-$3,406-$3,305-$4,008-$2,565

Texas on the map

Texas across published months

Median household renter margin changed by -$8 from July 2026 to August 2026. Both figures are the published monthly values.

EditionMedian renter marginDated report
August 2026-$480August 2026 dated page
July 2026-$472July 2026 dated page
June 2026-$470June 2026 dated page

Districts in Texas

Median household margins for each congressional district in Texas, August 2026. Each district page shows every income group, the change from the prior month, and past editions.

DistrictRepresentativeRenterOwner blended
TX-1Nathaniel Moran-$1,094-$664
TX-2Dan Crenshaw+$483+$482
TX-3Keith Self+$1,847+$1,504
TX-4Pat Fallon+$661+$569
TX-5Lance Gooden-$503-$270
TX-6Jake Ellzey-$462-$212
TX-7Lizzie Fletcher-$417-$874
TX-8Morgan Luttrell+$136+$157
TX-9Al Green-$1,180-$1,174
TX-10Michael T. McCaul-$108-$18
TX-11August Pfluger-$820-$526
TX-12Craig A. Goldman-$50-$177
TX-13Ronny Jackson-$899-$582
TX-14Randy K. Weber, Sr.-$553-$391
TX-15Monica De La Cruz-$1,383-$912
TX-16Veronica Escobar-$1,425-$1,136
TX-17Pete Sessions-$968-$649
TX-18Christian D. Menefee-$1,498-$1,262
TX-19Jodey C. Arrington-$1,372-$861
TX-20Joaquin Castro-$1,174-$1,025
TX-21Chip Roy+$605+$459
TX-22Troy E. Nehls+$1,109+$1,031
TX-23Vacant-$375-$143
TX-24Beth Van Duyne+$1,551+$1,092
TX-25Roger Williams-$509-$185
TX-26Brandon Gill+$1,591+$1,208
TX-27Michael Cloud-$1,042-$618
TX-28Henry Cuellar-$1,037-$721
TX-29Sylvia R. Garcia-$1,849-$1,334
TX-30Jasmine Crockett-$1,083-$669
TX-31John R. Carter+$505+$455
TX-32Julie Johnson-$823-$890
TX-33Marc A. Veasey-$1,267-$824
TX-34Vicente Gonzalez-$1,922-$1,259
TX-35Greg Casar-$655-$712
TX-36Brian Babin-$649-$329
TX-37Lloyd Doggett+$604+$109
TX-38Wesley Hunt+$959+$497

What these numbers mean

The margin is net income minus required costs. The margin is not an inflation rate and does not replace the CPI. A negative margin means the required monthly costs are larger than net income after taxes.

The renter column uses current asking rent. The owner columns use housing costs for homeowners: with a mortgage, with the home paid off, and a blend of the two. The basket is a market-price standard: current asking rent and unsubsidized average marketplace premiums. It can run above what a settled household pays, and the methodology states this.

Read the full method on the methodology page, compare other states on the list of all states, or open the district map.