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TrueCOLA Project, the true cost of living: a laptop showing cost of living by state, household income against essential costs, and essential cost categories, for 50 states, 435 districts, and more than 26,000 ZIP codes.

Press kit · August 2026

TrueCOLA Margin Report press kit

Copy a blurb for local press or social. Attribute TrueCOLA Project (truecola.org).

Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables.

Production methodology

TrueCOLA publishes its monthly household margin report under a formal production methodology, version 2026.09. Under this standard, every household type uses exactly one Consumer Price Index end to end: the CPI-U for demographic groups drawn from the general urban population, and the CPI-W for households whose income federal law ties to statutory cost-of-living adjustments. Each calculation uses consistent basket weights, price escalators, and headline rates without mixing indexes on any row. See methodology for the index assignment of each household type.

Standard demographic group tags

  • One adult (Group A, CPI-U)
  • Two adults (Group A, CPI-U)
  • Median household (Group A, CPI-U)
  • Senior 65+ (Group A, CPI-U)
  • Senior couple 65+ (Group A, CPI-U)
  • Social Security (Group B, CPI-W)
  • Two Social Security (Group B, CPI-W)

National renter-track margins

One adult: -$2,475

Two adults: -$1,964

Median household: -$959

Senior 65+: -$529

Senior couple 65+: -$474

Social Security: -$2,936

Two Social Security: -$3,842

Lowest 10 margins (median household, renter)

Sorted by median household renter margin. Through November 2026, extracts name districts only.

NY-15

August 2026 TrueCOLA · NY-15: median household renter margin -$3,879. Published rank 435 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/NY-15/

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NY-13

August 2026 TrueCOLA · NY-13: median household renter margin -$3,798. Published rank 434 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/NY-13/

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NY-8

August 2026 TrueCOLA · NY-8: median household renter margin -$3,207. Published rank 433 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/NY-8/

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NY-14

August 2026 TrueCOLA · NY-14: median household renter margin -$2,824. Published rank 429 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/NY-14/

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FL-24

August 2026 TrueCOLA · FL-24: median household renter margin -$2,749. Published rank 428 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/FL-24/

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NY-7

August 2026 TrueCOLA · NY-7: median household renter margin -$2,735. Published rank 414 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/NY-7/

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WV-1

August 2026 TrueCOLA · WV-1: median household renter margin -$2,695. Published rank 430 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/WV-1/

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MS-2

August 2026 TrueCOLA · MS-2: median household renter margin -$2,672. Published rank 427 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/MS-2/

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CA-34

August 2026 TrueCOLA · CA-34: median household renter margin -$2,654. Published rank 432 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/CA-34/

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CA-37

August 2026 TrueCOLA · CA-37: median household renter margin -$2,566. Published rank 431 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/CA-37/

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Highest 10 margins (median household, renter)

VA-10

August 2026 TrueCOLA · VA-10: median household renter margin +$2,870. Published rank 1 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/VA-10/

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VA-11

August 2026 TrueCOLA · VA-11: median household renter margin +$2,849. Published rank 2 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/VA-11/

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MD-8

August 2026 TrueCOLA · MD-8: median household renter margin +$2,040. Published rank 4 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/MD-8/

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CA-17

August 2026 TrueCOLA · CA-17: median household renter margin +$1,974. Published rank 3 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/CA-17/

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TX-3

August 2026 TrueCOLA · TX-3: median household renter margin +$1,847. Published rank 6 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/TX-3/

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MD-3

August 2026 TrueCOLA · MD-3: median household renter margin +$1,704. Published rank 5 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/MD-3/

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WA-1

August 2026 TrueCOLA · WA-1: median household renter margin +$1,624. Published rank 7 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/WA-1/

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WA-7

August 2026 TrueCOLA · WA-7: median household renter margin +$1,595. Published rank 15 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/WA-7/

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TX-26

August 2026 TrueCOLA · TX-26: median household renter margin +$1,591. Published rank 11 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/TX-26/

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TX-24

August 2026 TrueCOLA · TX-24: median household renter margin +$1,551. Published rank 14 of 435. Published district rank uses the average of renter and blended-owner margins (rank 1 is best). The same rank is shown on one-person and two-person tables. Full table: https://www.truecola.org/districts/TX-24/

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Also see the monthly report and public data.