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TrueCOLA Project, the true cost of living: a laptop showing cost of living by state, household income against essential costs, and essential cost categories, for 50 states, 435 districts, and more than 26,000 ZIP codes.
This is an archived report for July 2026. View the latest version for MD-7.

July 2026 districts / MD-7

July 2026 Congressional District Archive

Maryland's 7th Congressional District (MD-7)

Kweisi Mfume

In July 2026, Maryland's 7th Congressional District (MD-7) had a median household renter margin of -$1,443 per month. The national median household renter margin for July 2026 was -$949 per month. Rank 348 of 435 districts for the median household income group, using the average of renter and blended-owner margins (rank 1 is best).

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Uses the HUD USPS ZIP-to-CD file already on this site (2026 Q1). Unknown ZIPs are not guessed. This is not the Census ZCTA overlay on the district map.

Monthly income and margins for district MD-7 by income group
Income groupNet incomeMargin · RenterMargin · Owner blendedMargin · Owner (mortgage)Margin · Owner (paid off)Rank
One adult$2,655-$2,487-$2,211-$2,541-$1,427273 of 435
Two adults$5,305-$2,030-$1,754-$2,084-$970273 of 435
Median household$4,241-$1,443-$1,167-$1,497-$383348 of 435
Senior 65+$3,259-$1,544-$1,268-$1,598-$484413 of 435
Senior couple 65+$6,505-$152+$124-$206+$908413 of 435
Social Security$2,086-$2,717-$2,441-$2,771-$1,657232 of 435
Two Social Security$4,172-$2,485-$2,209-$2,539-$1,425232 of 435

Maryland's 7th Congressional District (MD-7) on the map

Net monthly income minus required obligations equals the monthly margin. Where rankings appear, they are produced by the same formula for all 435 districts, never by editorial selection. Ranks compare each income group across all 435 districts using the average of the one-person renter and blended-owner margins after each margin is rounded to whole dollars; rank 1 is the highest average. Two adults, Senior couple 65+, and Two Social Security inherit the corresponding one-person group’s rank. The basket is a market-price standard: current asking rent and unsubsidized average marketplace premiums. It can run above what a settled household pays, and the methodology states this. The market-rent line is the one non-federal input, the Zillow Observed Rent Index, labeled wherever it appears. Each build pins the newest release available at build time, one month behind the report month. Values may include presentation rounding. See the methodology for sources, definitions, and computation rules. Figures from workbook 7f88aa6a · build 602eb7d.

Other MD districts

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